FXPay
TM
Calculator
Use this tool to estimate your monthly payments when financing.
FXPay
TM
Payment plans for everyone.
We believe that everyone deserves the gift of a beautiful smile. That’s why we offer simple, straightforward payment plans.
- No application fee
- No pre-payment penalty
- Waived Interest if paid within 24 months
- Fixed monthly payment
- Pre-qualify without impacting your credit score
Treatment costs will vary by individual, complexity and choice of treatment
INSURANCE BENEFITS
Insurance plans may cover up to $3500 of orthodontic treatment
CREDIT SCORE
Your exact credit score and loan terms will be determined after the prequalification.
TERM
The loan term length is 36 months, but interest is waived if paid within 24 months.
Estimated monthly Payment
{model.estimatedMonthlyPayment | watch model.treatmentCost model.insuranceBenefits model.creditScore model.term model.downPayment}
/mofor {model.term} months
APR
21.99% if not ACH
{model.apr | watch model.term}%
Down payment
{model.downPayment | USD | watch model.creditScore}
Financed amount
{model.financedAmount | USD | watch model.treatmentCost model.insuranceBenefits model.creditScore model.term model.downPayment}
Promotional period is 24 months.
Interest is split over 22-23 months due to a grace period of 30 days.
Promotional period is 24 months.
Interest is split over 22-23 months due to a grace period of 30 days.
Frequently Asked Questions
Your provider will inform for the next steps, your Social Security Number is required along with an open bank account or credit card in good standing.
Nothing! It is free to apply.
Nope! After you enter your basic information in the application, we will do a soft credit check that will not impact your credit. At that point, if you are approved, you can decide if you would like to continue the application process. If you do want to move forward with financing, we will perform a hard credit check. This type of inquiry may have some impact on your credit score.
Yes. In the application process, you agree to a hard credit check when you decide to move forward with financing. The credit check will be reflected in your credit report.
You can use your HSA/FSA card for your down payment. If you need a receipt, please contact us at 415-936-0006 M-F 9am-5pm (PST) or support@care.orthofx.com. You may be able to use your HSA/FSA for your monthly payment. Since monthly payments could include interest, check with your HSA/FSA provider for guidance.
You can increase the monthly payment when you set up your auto-pay options.
No, there is no penalty for paying off your loan early.
Our customer care number is 415-936-0006, available Monday-Friday, 9:00am-5:00pm (PST). You can also email us at [support@care.orthofx.com](mailto:support@care.orthofx.com).
Have a question?
